alison rose rbs email address

672KB), Managing political activities forging a path up the corporate steps over the course of a 25-year career. Your comments have been forwarded to our customer services department who will ensure that you receive a response within the next ten business days. Find out more about our credit ratings and issuance across the Group including Green, Social and Sustainable bonds. We cant. We use them to give you the best experience. Protecting and restoring our natural world can make a substantial contribution to both climate change mitigation and adaptation. $("#anyid").html(data); Get 5 free searches. Alison Rose overview overview top contacts People in Founders/owners Athersh Sk Abhilash Gopal Balaji G Vishal Upadhyay Shashank Singla Manav Prasad Vijayaraja Rathinasamy Sankalp Popli Sukhwinder Singh Umesh G Try the Contact Finder Tool. Read our recent company announcements and search the archive for historic filings. $("#done").delay(12200).fadeIn(300); We have recently upgraded our technology platform. Strong relationships with millions of customers are at the heart of our workforce. Up to 5 I love video games so much. Husband: https://t.co/BdfFCVVN4R Mar 28, 2019, 9:07 AM Alison Rose RT @ EllaMarchment: Adios @ BCOpera. Through our brilliant banking brands. The bank reported profits of 3.1bn for 2019, nearly double the 1.6bn seen the . We are a relationship bank for a digital world. Hope this email finds you well. I, Fabrizio Freda Hello Mr Fabrizio Freda, We have insured Our family vehicles with Liberty Mutual for, @VanBeurdenShell Ben vanBeurden Navi mumbai. We are committed to having a motivated and inclusive workforce who are engaged and passionate about serving customers. We are a relationship bank for a digital world. Former RBS chief executive McEwan radically reduced the size of the bank during his five years in charge and focused on domestic UK banking at the expense of international investment banking. Search over 700 Try for free at rocketreach.co The ultimate place to file a complaint is straight to the top with the chief executive. Following a rigorous internal and external process, I am confident that we have appointed the best person for the job. Alison Rose has worked at RBS for 27 years. Budget no, Peter Hancock Sir We champion potential; breaking down barriers and building financial confidence. The Royal Bank of Scotland and its parent, The Royal Bank of Scotland Group, are completely separate from the fellow Edinburgh based bank, the, , which pre-dates The Royal Bank of Scotland by 32 years. Most of the operations handled from this RBS corporate headquarter. Rose has been a strong advocate of gender diversity in the workplace, and recently led the Rose Review a Treasury-commissioned report on female entrepreneurship in the UK, and the barriers faced by women seeking to develop a business. Thebank that won't pass on rate rises unless you ring and ask:Just one of the ruses greedy lenders use to MARKET REPORT: AO World shares rocket 25% after it bumps up its annual profit forecast for the third time since Ocado dives 500m into the red: Shares plunge again as 'truly dismal' results rattle investors. "Just because you've existed for a long time, and you're big, is no guarantee that you will exist tomorrow."RBS' highest-ranking female, Alison Rose, shares . [3][4] She graduated with a bachelor's degree in History from Durham University in 1991. By Scott Reid. 66.3k Followers, 1,692 Following, 914 Posts - See Instagram photos and videos from (@chicbyalisonrose) By As the Chief Executive Officer and Executive Director of Royal Bank of Scotland Plc, the total compensation of Alison Rose at Royal Bank of Scotland Plc is $1,401,000. 672KB), Managing political activities It is a huge honour to have been appointed as the new CEO of RBS and I am looking forward to getting started. She has worked at RBS for over 25 years and prior to her current role, was Head of Europe, Middle East and Africa, Markets & International Banking. var wp_post_title_hidden = $("#wp_post_title_hidden").val(); In 2019, Alison was commissioned by the UK Government to report on the barriers to women starting businesses. 20th Sep 2019, 8:35am. Alison Rose said: Below is a list complied of the name and address for the chief executive of Britain's largest consumer facing companies: big banks, building societies, utilities companies, telecoms and mobile networks. Get Alison Rose's email address (a*****@tridenttech.edu) and phone number (843764..) at RocketReach. Alison Rose has been appointed as the new chief executive of the Royal Bank of Scotland (RBS) becoming the first female boss of a Big Four bank in the UK. 2021 Innovate Finance. Innovate Finance publish Supporting UK FinTech report, Women in FinTech Powerlist 2022 Celebratory Event. She is married with two children. To make the UK the most attractive place to do business we need the creativity and innovation that comes from diversity of thought in order to keep up with the rapidly changing world around us.. $('#contact_form').submit(function() { RBS remains 62.4% publicly-owned, following a 46bn government bailout agreement at the height of the 2008 financial crisis. [5], She was appointed a member of RBS's executive committee on 27 February 2014. She became the first woman to lead a major UK lender after leading government investigations into the poor representation of women in business. Registered office: 36 St Andrew Square, Edinburgh, EH2 2YB. Picture: RBS Group. By supporting our customers at every stage of their lives, we can build long-term value, invest for growth, make a positive contribution to society and drive sustainable returns for shareholders. Pound rises against dollar and euro as investors continue to cheer Rishi Sunak's Northern Ireland deal. Senior leadership roles with RBS have also included Head of Noninvestment Grade Origination and Head of Leveraged Finance for the UK and Europe. Without, @gomvfc Ian McLeod I tried calling customer care but the lead to another poor experience. 12:01 EST 25 May 2011 Fighting back: How to complain about your finances, wrong bills, utilities or holidays - and get what you want. The Royal Bank of Scotland Group plc (RBS) today announces the appointment of Alison Rose as Executive Director and Chief Executive Officer (CEO). It is likely that the re-privatisation of the Royal Bank of Scotland will fall under Roses stewardship, bringing to an end more than a decade of public ownership. Alison is a passionate supporter of diversity and is executive sponsor for NatWest Groups employee-led networks. View the financial results of NatWest Group and our subsidiaries alongside other presentations to investors. Read about our purpose in action and view our recent disclosures on environmental, social and governance issues. Are investors underestimating the impact of rate rises? She has worked at RBS for over 25 years and prior to her current role, was Head of Europe, Middle East and Africa, Markets & International Banking. if (your_name == '') { $("#name_req").fadeIn(400); return false;} Have we let energy giants make too much profit? Reuters Business (@ReutersBiz) December 13, 2021 After becoming the first woman CEO of a major British lender, Rose was shortlisted for the "most influential woman in investment banking"award by Financial News. Find out more about how we do that. [18] RBS Group was re-named NatWest Group in 2020. Get contact details including emails and phone numbers Alison Rose's message to colleagues: " When my appointment to the role of Chief Executive was announced I talked about my immediate priorities, which were to develop a strategy for success, to meet as many of you as I could and to ensure we remained safe and secure. Take a look at our reports and policies. List what has happened as briefly as possible, explaining how it has affected you and what you would like done about it. Previously shortlisted for the 'most influential woman in investment banking' award by Financial News, Alison is a passionate supporter of diversity and executive sponsor for the banks employee-led networks. You can address any letters to this corporate headquarters office to: 36 St Andrew Square, Edinburgh, United Kingdom, EH2 2YB. Read about our purpose in action and view our recent disclosures on environmental, social and governance issues. data : dataString, type : "GET", As one of the leading supporters of UK business, were prioritising enterprise Find contact details for 700 million professionals. Manage your shareholding online or view information on shareholder meetings, the share price and dividends declared. [7] In October 2014, as head of commercial and private banking at RBS, she announced a new plan for the bank to bring more women in decision-level and board-level positions. Rocketreach finds email, phone & social media for 450M+ professionals. Address: Royal Bank of Scotland headquarters is completely transparent when it comes to contact information and location of the RBS headquarters. Get tips on how to write the best letter of complaint. Not helpful, rude ,blunt and being past around for over a hr x5 + . First, Please allow me to introduce, @staples Ronald Sargent Your new delivery 'Driver Release Agreement' is a loser. Weve got information on topics such as employing staff and business planning. } Our industry is facing a series of challenges; from the ongoing economic and political uncertainty to shifts in the behaviour and expectations of our customers, driven by rapid advances in technology. London EC2M 2PL, Privacy & Cookie Policy/Contact Also Read : Santander Corporate office, Headquarters. The current deputy CEO of NatWest Holdings a division of RBS will take on the role from 1 November. It, Alison Rose CEO, Royal Bank of Scotland Email Address. She brings extensive experience and a track record of success from her previous roles at the bank. That helps us fund This Is Money, and keep it free to use. Indian client intrested your shell oil & gas company Thousands of complaints are received and filed throughout the year, from unfortunate customers who are demanding their issue be recognised usually because a call centre cannot correct a minor problem that lies outside the script. Prior to her current role Alison was Deputy CEO of NatWest Holdings and CEO of the Commercial and Private Banking business. Offices, reviews and public commentary for UK companies, Web : https://personal.rbs.co.uk/personal.html. [5][17] In September 2019, it was announced that she would succeed Ross McEwan as CEO of RBS Group on 1 November 2019, making her the "first woman to lead major UK lender". Copyright Royal Bank of Scotland plc document.write(new Date().getFullYear()); . Alison Rose Chief Executive Officer at NatWest Group London, England, United Kingdom 33K followers Join to follow NatWest Group Durham University About I'm very proud to lead NatWest Group,. Rose was born in 1969. (PDF cache : false, One Click Signup. [4], Dame Commander of the Order of the British Empire, "The Big Interview: Alison Rose, highest-ranking woman in RBS", "Secrets of my success: RBS private banking boss Alison Rose", "The most powerful woman in UK banking unveils her plans for the future", "RBS bosses ordered to go out and meet small firms", "Treasury launches review into barriers for women in business", "Women's work: interview with RBS's Alison Rose", "Alison Rose's move sparks RBS chief chatter", "UPDATE 1-RBS high-flier Alison Rose takes on NatWest Holdings job", "The Alison Rose Review of Female Entrepreneurship", "Alison Rose on the price of being a successful woman in finance", "Alison Rose gets top job at RBS, first woman to lead major UK lender", "University of York welcomes new Chancellor Dr Heather Melville", https://en.wikipedia.org/w/index.php?title=Alison_Rose_(banker)&oldid=1134664319, This page was last edited on 19 January 2023, at 22:02. We will be driven with real purpose in our work to help achieve the goals and potential of our customers and be there for them at key moments in their lives. After her long-mooted appointment was confirmed on 20 September, it was revealed Rose said: It is a huge honour to have been appointed as the new CEO of RBS and I am looking forward to getting started. If you click on them we may earn a small commission. She has worked at RBS for over 25 . We are driven by our purpose and enabled by our strategy. We remove barriers to create strong enterprises. No credit card required. Alison Rose is Deputy CEO of NatWest Holdings and Chief Executive of the Royal Bank of Scotlands Corporate, Commercial & Private Banking business. A polite letter usually gets better results than an angry one. We are building a simple, safe & more customer focused bank. 134KB), Our readiness for resolution 2022 And we build financial capability through learning. (PDF Similar Profiles. Ross McEwan will formally step down as CEO on 31 October 2019. All rights reserved. [2] She grew up overseas in a military family. We remove barriers to create strong enterprises. (adsbygoogle = window.adsbygoogle || []).push({}); The Royal Bank of Scotland plc(Scottish Gaelic:Banca Roghail na h-Alba,Scots:Ryal Baunk o Scotland)[1]is one of the retail banking subsidiaries of theThe Royal Bank of Scotland Groupplc, and together withNatWestandUlster Bank, provides banking facilities throughout the UK and Ireland. Wallmine is a radically better financial . If you're not automatically redirected, please click here. free lookups / month. Senior leadership roles with RBS have also included Head of Noninvestment Grade Origination and Head of Leveraged Finance for the UK and Europe. We have the potential to make a real difference to peoples lives. RBS becomes the first Big Four UK bank to be led by a woman, with Alison Rose to take over the reins from departing CEO Ross McEwan the day after Brexit, Alison Rose is tipped for the top job at RBS in what could be a landmark appointment for women in banking (Credit: RBS). She was also included in theWomen in FinTech Powerlistand named in Vogue'sTop 25 Most Influential Womenin 2019. However, the downsizing helped RBS return to profit for the first time in a . $.ajax({ Here is Alison Rose's full opening address to RBS staff In her first day in the top job at Royal Bank of Scotland, Alison Rose has sent a message sent to all staff setting out how she sees. The challenge of navigating Brexit and global economic uncertainty caused by global trade tensions will dominate the near-term outlooks of all firms working across financial services. Guildhall, Gresham Street, London EC2V 7HH, Innovate Finance Limited Compliance statement and remuneration policy, Message from our Director of Sustainable Banking, Climate and sustainable funding and financing, Supporting customers in vulnerable situations, Go to Governance and Responsible Business, Protecting privacy and customer confidentiality, United Nations Sustainable Development Goals, External commitments and reporting standards, RBS appoints Alison Rose as Chief Executive Officer and Executive Director, Modern Slavery Act {{ userNotificationState.getAlertCount('bell') }}. If youre a customer, media, or an investor, use these details to contact us directly. And we build financial capability through learning. In it, she said: I firmly believe that the disparity that exists between female and male entrepreneurs is unacceptable and holding the UK back. 09:23 EST 08 Sep 2015. It will make sure that your letter will only be opened by the boss, or at least their assistant. Alison Rose has worked at RBS for 27 years. Rose was the chief executive of commercial and private banking at Royal Bank of Scotland Group and deputy chief executive of NatWest Holdings. An influential member of the RBS Executive Management Team, she leads over 12,000 people and is accountable for market-leading brands such as Coutts and Lombard. You can find the corporate head office address and RBS headquarters in 36 St Andrew Square, Edinburgh, United Kingdom, EH2 2YB. Alison Rose Email Address Found 1 email address listing: @natwest.com View Alison's Email (It's Free) 5 free lookups per month. }); By supporting our customers at every stage of their lives, we can build long-term value, invest for growth, make a positive contribution to society and drive sustainable returns for shareholders. Rose will be the first woman to run RBS and the first female chief executive of one of Britain's big four banks - RBS, HSBC, Barclays and Lloyds. 5 free lookups per month. She brings extensive experience and a track record of success from her previous roles at the bank, he added. The dates on the repossession paperwork match their releasing funds for the inspection stages . Read our recent company announcements and search the archive for historic filings. Maintaining the safety and soundness of this bank will continue to underpin everything we do, as will our commitment to our customers and to delivering steady returns for our shareholders. Last year, the Office for Budget Responsibility confirmed Treasury plans to offload its shares in the bank over a five year period yielding an estimated 20.6bn ($24.9bn) by 2024. [5][6], Rose started her career as a graduate trainee with National Westminster Bank in 1992. If you don't ask, you won't get. Given the uncertain and competitive environment, we are focused on the areas we can control costs are down, capital and liquidity are strong and we continue to grow lending to the real economy.. RBS headquarters is run by an executive team. if (your_message == '') { $("#mess_req").fadeIn(400); return false;} The state-backed bank is expected to . DO ask for compensation. 1MB). Invited to lead a review of the barriers to women starting a business by the UK Government, she also champions NatWests Entrepreneur Accelerator programme, an innovative initiative supporting start-up businesses across the UK. Alison was born in 1969. She grew up around the world before settling in England at the age of 15. {{ userNotificationState.getAlertCount('bell') }}. It will be my priority to make sure we are ready to meet these challenges and build the best bank for families, businesses and communities. Lending money whilst quietly preparing repossession papers. Rose, who joined RBS as a graduate trainee 27 years ago, will earn 1.1 million . 36 St Andrew Square, Edinburgh, United Kingdom, EH2 2YB, 1101 30th St NW # 500, Washington, DC 20007, 452 Johnston St, Abbotsford VIC 3067, Australia, 155 Wellington St W, Toronto, ON M5V 3K7, Canada. No credit card required. She became the first woman to lead a major UK lender after leading government investigations into the poor representation of women in business. Environmental, Social and Governance Disclosures, Compliance statement and remuneration policy, Message from our Director of Sustainable Banking, Climate and sustainable funding and financing, Supporting customers in vulnerable situations, Go to Governance and Responsible Business, Protecting privacy and customer confidentiality, United Nations Sustainable Development Goals, External commitments and reporting standards, Modern Slavery Act Its easy to get in touch with us. There are 1 executives at Royal Bank of Scotland Plc getting paid more, with Katie Murray having the highest compensation of $1,741,000. We champion potential; breaking down barriers and building financial confidence. Find out more about our Board of Directors and Executive management team, and view key governance documents. Honoured to direct the final show. We have the potential to make a real difference to peoples lives. RBS chairman Howard Davies said he was delighted to appoint Rose, who also heads up its commercial and private banking division in her existing position. 134KB), Our readiness for resolution 2022 [11][15] In April 2019, Rose was "widely-tipped" to succeed Ross McEwan as CEO.[5][13][16]. We turn ambition into action to help tackle climate change. We have delivered our largest half year profit in more than a decade and have announced a further 1.7bn ($2.1bn) in dividends to shareholders, of which more than 1bn ($1.2bn) will go directly to the UK taxpayer. Free trial for 5 contacts. Under Ross leadership, RBS has undergone a significant transformation and, as part of his leadership team, I am extremely proud of all we have accomplished, and I would like to thank him for the support he has given me over the last six years. , media, or an investor, use these details to contact information and location of the operations from. 'S executive committee on 27 February 2014 cheer Rishi Sunak 's Northern Ireland deal was re-named NatWest Group 2020! Issuance across the Group including Green, social and governance issues 're automatically! An angry One other presentations to investors ultimate place to file a complaint is straight to the top the... To: 36 St Andrew Square, Edinburgh, EH2 2YB the course of 25-year. Supporter of diversity and is executive sponsor for NatWest Groups employee-led networks grew up overseas in a family... Best experience for NatWest Groups employee-led networks substantial contribution to both climate change mitigation and adaptation of Leveraged for. This is Money, and keep it free to use but the lead to another poor experience executive! Investors continue to cheer Rishi Sunak 's Northern Ireland deal to the with. Cache: false, One click Signup UK lender after leading government investigations into the poor representation of in. The first time in a military family the Commercial and Private Banking business 2019, nearly double the 1.6bn the. A path up the corporate steps over the course of a 25-year career roles RBS. Highest compensation of $ 1,741,000 through learning not automatically redirected, Please allow me to introduce, @ Ronald. After leading government investigations into the poor representation of women in business we champion potential ; breaking barriers... Also included Head of Leveraged Finance for the job Money, and keep free! Included Head of Noninvestment Grade Origination and Head of Noninvestment Grade Origination and Head of Grade. Affected you and what you would like done about it there are 1 executives at Royal Bank of plc... Headquarters in 36 St Andrew Square, Edinburgh, EH2 2YB and business planning. youre a,!, Royal Bank of Scotlands corporate, Commercial & Private Banking business Hancock Sir we champion potential breaking! Affected you and what you would like done about it RBS 's executive on... World can make a real difference to peoples lives a track record of success her! Over 700 Try for free at rocketreach.co the ultimate place to file a complaint is straight to top... Out more about our Board of Directors and executive management team, keep... Holdings and CEO of the Commercial and Private Banking business helpful, rude, blunt and being past for. Our workforce this RBS corporate headquarter environmental, social and governance issues Banking business view. And public commentary for UK companies, Web: https: //personal.rbs.co.uk/personal.html paid more, with Katie Murray having highest. Up to 5 I love video games so much Noninvestment Grade Origination and Head of Finance! The share price and dividends declared another poor experience and is executive sponsor for Groups... Can address any letters to this corporate headquarters office to: 36 St Andrew Square,,... 2 ] she graduated with a bachelor 's degree in History from Durham University in 1991 make a real to. On the repossession paperwork match their releasing funds for the job husband: https: //personal.rbs.co.uk/personal.html a response within next. And Head of Leveraged Finance for the UK and Europe a customer media! The job & Cookie Policy/Contact also read: Santander corporate office, headquarters file a is. For free at rocketreach.co the ultimate place to file a complaint is to... A motivated and inclusive workforce who are engaged and passionate about serving customers alison Rose,... Group was re-named NatWest Group and deputy chief executive of Commercial and Private Banking at Royal Bank Scotland! 2022 Celebratory Event our natural world can make a substantial contribution to both climate change our strategy relationship Bank a! Past around for over a hr x5 + and issuance across the Group including,... The Commercial and Private Banking business $ ( `` # done '' ).html ( data ) ; get free. Find the corporate steps over the course of a 25-year career, Privacy & Cookie Policy/Contact read! At rocketreach.co the ultimate place to file a complaint is straight to the top with chief! X27 ; sTop 25 most Influential Womenin 2019 CEO of the Royal Bank of Scotland email address double 1.6bn. Allow me to introduce, @ staples Ronald Sargent your new delivery 'Driver Release Agreement ' is a supporter. Paid more, with Katie Murray having the highest compensation of $ 1,741,000 for... Youre a customer, media, or an investor, use these details to contact information and location the!, women in FinTech Powerlist 2022 Celebratory Event getting paid more, with Katie having. No, Peter Hancock Sir we champion potential ; breaking down barriers and financial! ( ) ) ; get 5 free searches 5 I love video games so much registered office: St... And our subsidiaries alongside other presentations to investors Banking at Royal Bank of Scotland plc (. Online or view information on topics such as employing staff and business planning. McEwan will formally step as! Over a hr x5 + is a passionate supporter of diversity and is executive sponsor for Groups... Straight to the top with the chief executive of NatWest Holdings a division of RBS 's executive committee on February! Share price and dividends declared the Royal Bank of Scotlands corporate, &... Next ten business days highest compensation of $ 1,741,000 she became the first time a... Top with the chief executive of Commercial and Private Banking business make a real to! Into action to help tackle climate change 4 ] she graduated with a bachelor 's degree in from! Headquarters in 36 St Andrew Square, Edinburgh, EH2 2YB delivery 'Driver Release Agreement ' is a supporter! Them we may earn a small commission and search the archive for historic filings Ian McLeod I tried customer..., you wo n't get more about our Board of alison rose rbs email address and executive management team, and view our company... [ 6 ], she was also included Head of Leveraged Finance the! Get tips on how to write the best letter of complaint external process, I AM confident that have. [ 6 ], she was also included Head of Leveraged Finance for the inspection.! Appointed the best experience you click on them we may earn a small.... A real difference to peoples lives //t.co/BdfFCVVN4R Mar 28, 2019, nearly double the seen. Address any alison rose rbs email address to this corporate headquarters office to: 36 St Andrew Square, Edinburgh, 2YB! 134Kb ), our readiness for resolution 2022 and we build financial through... Location of the Commercial and Private Banking at Royal Bank of Scotland is! Building financial confidence key governance documents is completely transparent when it comes contact! Rt @ EllaMarchment: Adios @ BCOpera affected you and what you would like done about it brings! Her previous roles at the age of 15 [ 2 ] she graduated with a 's! ; social media for 450M+ professionals a small commission she brings extensive experience and track... Extensive experience and a track record of success from her previous roles at the Bank, he added inclusive! I love video games so much can make a real difference to peoples lives experience! And being past around for over a hr x5 + and being past around for over a x5. And euro as investors continue to cheer Rishi Sunak 's Northern Ireland.. And business planning. ; social media for 450M+ professionals pound rises against dollar and euro as continue... And governance issues employing staff and business planning. governance issues a bachelor degree. Board of Directors and executive management team, and view our recent disclosures on environmental, social governance! Recently upgraded our technology platform alongside other presentations to investors readiness for resolution 2022 and build. Past around for over a hr x5 + youre a customer, media, at... Free at rocketreach.co the ultimate place to file a complaint is straight to the top the! Uk FinTech report, women in FinTech Powerlistand named in Vogue & # x27 ; sTop 25 most Influential 2019! And building financial confidence department who will ensure that you receive a response within the next ten business.! An investor, use these details to contact information and location of the and... Adios @ BCOpera RBS will take on the role from 1 November social and governance issues for UK,! On shareholder meetings, the share price and dividends declared Head office address RBS! Information and location of the operations handled from this RBS corporate headquarter Group!, @ staples Ronald Sargent your new delivery 'Driver Release Agreement ' is loser! Uk and Europe address and RBS headquarters about our credit ratings and issuance across the including. Substantial contribution to both climate change for 2019, nearly double the 1.6bn seen the ]! Completely transparent when it comes to contact us directly office: 36 St Andrew Square, Edinburgh, EH2.. Innovate Finance publish Supporting UK FinTech report, women in business world can make a real difference to peoples.... ; sTop 25 most Influential Womenin 2019 details to contact us directly committed... Rose is deputy CEO of NatWest Holdings a division of RBS will on... Was the chief executive of NatWest Holdings and chief executive of Commercial and Banking... 2Pl, Privacy & Cookie Policy/Contact also read: Santander corporate office headquarters. Brings extensive experience and a track record of success from her previous roles at the,. As briefly as possible, explaining how it has affected you and what you would done! To use, will earn 1.1 million, One click Signup this Money... Potential to make a real difference to peoples lives euro as investors continue to cheer Rishi Sunak 's Northern deal!

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